1 Timothy 6:10
"For the love of money is the root of all evil: which while some coveted after, they have erred from the faith, and pierced themselves through with many sorrows."
The text does NOT say:
- It does not say that money is intrinsically evil
- It does not say that having money is a sin
- It does not prohibit wealth
The text DOES say:
FULL ANALYSIS
1 Biblical text
Translit: Rhiza gar pantōn tōn kakōn estin hē philargyria, hēs tines oregomenoi apeplanēthēsan apo tēs pisteōs kai heautous periepeiran odynais pollai.
2 Common use
3 The problem
Layer 1
The most obvious distortion is the omission of the key word 'love'. The Bible does not condemn money, but the idolatrous and greedy attitude towards it. This omission shifts the focus from the human heart to an inanimate object.
Layer 2
Theologically, this distorted phrase can lead to a mistaken view of wealth and divine provision. If money is intrinsically evil, then prosperity is suspect and poverty is idealized, which is not a consistent biblical message. The Bible teaches stewardship, generosity, and contentment, not the demonization of resources.
Layer 3
Pastorally, this phrase can generate unjustified guilt in believers with economic resources or foster a scarcity mindset. It can also be used to justify financial irresponsibility or to judge others, instead of examining one's own heart in relation to greed and generosity.
4 Literary context
5 Linguistic analysis
Love of money, avarice, covetousness.
This is the crucial word. It is not 'ἀργύριον' (argyrios - money) but 'φιλαργυρία', a compound word from 'φίλος' (philos - love, friend) and 'ἀργύριον' (argyrios - silver, money). The root of the problem is not the object (money) but the attitude of the heart towards it: attachment, devotion, obsessive pursuit. It is a form of idolatry.
Root, origin, cause.
The absence of the definite article before 'ῥίζα' (i.e., it does not say 'the root' but 'a root') suggests that the love of money is *one* of the roots of many evils, not the sole cause of *all* evils. This is important to avoid a hyperbolic reading that does not hold up with the rest of Scripture.
Of all evils, of all kinds of evil.
This phrase refers to a wide range of evils or problems. The love of money can manifest in deceit, theft, betrayal, injustice, lack of contentment, anxiety, and more, leading to 'many sorrows' (ὀδύναις πολλαῖς) as mentioned at the end of the verse.
6 Historical context
7 Interpretive perspectives
Patristic
The Church Fathers approached this verse from distinct yet complementary perspectives. Clement of Alexandria, in his treatise 'Who Is the Rich Man That Shall Be Saved?' (Quis dives salvetur, PG 9, 603-652), developed the fundamental distinction between material wealth and interior attachment to it: it is not the possession of goods that condemns the soul, but the disposition of affective slavery toward them. For Clement, wealth is morally neutral in itself; what is decisive is whether the soul masters it or is mastered by it, for it can serve as an instrument of virtue and generosity. John Chrysostom, in his Homily XVII on the First Letter to Timothy (In epistulam I ad Timotheum, Homilia XVII, PG 62, 587-596), commented directly on this verse, noting that Paul does not condemn money but φιλαργυρία—the love of money—which he diagnoses as a disease of the soul leading to apostasy from the faith and to manifold moral evils. Chrysostom insists that this passion is especially dangerous because it disguises itself as virtue and draws the person into practical idolatry. Both Fathers agree that the remedy lies not in exterior divestiture but in interior reform, expressed through generosity and responsible stewardship of goods in the service of one's neighbor.
Reformed
The Reformed tradition, following Calvin, has emphasized God's sovereignty over all things, including material provision, and the need for faithful stewardship. Money is not inherently evil, but a blessing or a test that must be handled with gratitude and generosity. Greed is a form of idolatry, placing creation above the Creator. The reading of 1 Timothy 6:10 focuses on the condition of the heart and the need for contentment in God.
Interpretive tension: Within the Reformed tradition, tension can arise in the practical application of stewardship and wealth. While the love of money is condemned, the accumulation of wealth for the good of family or business can be seen as a blessing, which sometimes requires careful discernment not to cross the line into greed or reliance on riches.
Arminian
The Arminian tradition, influenced by Wesley, has placed a strong emphasis on personal holiness and social responsibility. Wesley preached extensively on the use of money: 'Gain all you can, save all you can, give all you can.' This perspective views money as a God-given resource to be used for His glory and the good of one's neighbor. The love of money is a barrier to sanctification and obedience, as it diverts the heart from God and service. God's promise to provide is balanced with human responsibility to use resources wisely and generously.
Interpretive tension: Tension in the Arminian tradition can arise in balancing the human responsibility to 'gain all you can' with the warning against the 'love of money'. The line between diligence and greed can be subjective and requires constant self-examination and reliance on the Spirit to ensure that the pursuit of resources does not become an end in itself, but a means to God's glory.
Contemporary
In contemporary theology, figures like Tim Keller and John Piper have continued to emphasize the distinction between money and the love of money. Keller, in his book 'Generous Justice', addresses how money can be a tool for social justice and caring for the poor, if handled with a generous and not greedy heart. Piper, in 'Desiring God', argues that greed is a form of idolatry that competes with delight in God. Both emphasize that the problem is not possession, but the worship of possessions. N.T. Wright contextualizes this within the vision of the Kingdom of God, where resources should be used for the advancement of God's mission and the transformation of the world.
8 Exegetical conclusion
DOES NOT SAY: Array
1 Timothy 6:10 states that 'the *love* of money is *a* root of all kinds of evil'. The text does not condemn money itself, which is a neutral tool, but the attitude of the heart towards it: greed, avarice, and idolatry. This attitude leads people astray from the faith and causes them great suffering. The problem is not the possession of wealth, but the obsessive pursuit and attachment to it, which compete with devotion to God and contentment in Him.
The text is clear in its distinction between money and the love of money. Legitimate debate does not lie in the interpretation of the verse, but in the practical application of how believers should manage their finances, how much is 'too much', and how to balance diligence in work with generosity and material detachment. These are matters of wisdom and pastoral discernment, not of the exegesis of this verse.
9 How to preach it well
Second — Preach contentment. The context of 1 Timothy 6 is contentment in God. Teach that true wealth is not found in what we possess, but in our relationship with Christ and godliness.
Third — Teach about stewardship. Money is not evil; it is a tool. Preach on how to use the resources God gives us for His glory: to provide for family, for the church, for the needy, and for the advancement of the Kingdom.
Fourth — Warn about idolatry. Explain that the love of money is a form of idolatry, where the heart trusts and seeks security in riches instead of in God. Help the congregation examine their own hearts.
Fifth — Preach generosity. The best antidote to the love of money is radical generosity. Encourage sacrificial giving, investing in the Kingdom, and being a blessing to others, freeing the heart from attachment to possessions.
10 Documented errors
Quoting 'Money is the root of all evil' as if it were an exact biblical quote.
Origin: Popular and general Christian culture | Layer 1Teaching that money is inherently sinful or that poverty is more spiritual than wealth.
Origin: Ascetic interpretations or misunderstandings of stewardship | Layer 2Using the phrase to justify financial irresponsibility or lack of diligence in work.
Origin: Misapplication of biblical principles | Layer 3Judging wealthy people as inherently more sinful or less spiritual.
Origin: Moralism and lack of discernment of the heart | Layer 3Failing to distinguish between 'a root' and 'the root' of all evil, implying that the love of money is the sole source of all evil.
Origin: Superficial reading of the Greek text | Layer 1
RECOMMENDED RESOURCES
The Letters to Timothy and Titus
A comprehensive commentary addressing the context and meaning of Paul's warnings about wealth.
Who Is the Rich Man That Shall Be Saved?
A key patristic work exploring the relationship between wealth and salvation, offering a balanced perspective.
Money, Possessions and Eternity
A contemporary resource offering a biblical theology of wealth and stewardship.
Desiring God
Explores how greed competes with delight in God and the importance of contentment.